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About


About
Know Your Mortgage Loan Originator

Financing your home is a big deal and can be a complicated process. For many people, the home financing process can also be overwhelming. As your Loan Originator, I will walk you through every step of the way to make it easier for you and get you a secure home financing.

I am not a smiling face of an institution who simply accepts an application that the borrower has filled out and hand it to the underwriting department. I work with various lenders and will find a loan that best fits your needs & budget, gathering appropriate documentation throughout the process and provide full support to ensure a smoother loan closing process.

Many borrowers accept mortgage lender’s word as law, but getting a second opinion on your mortgage is always a good idea. Obviously getting a lower interest rate is important, but even if one broker has lowest interest rate you can find, that doesn’t mean it is the best mortgage for you. There are other important decisions that you might want to consider, whether your goal is to lower your down payment to have extra money, or pay off your loan in 15 years rather than 30 years, or you are better off with adjustable mortgage rate.

If you are not being asked these simple questions, second opinion would might not harm. Even if you you’ve been pre-approved for a mortgage, you can gain a better understanding of what’s available to you by getting a no-cost, no-obligation second opinion.

FAQ


Basics

I know how hard it can be to secure a loan for a house, which is why I want to provide you with the best information and resources at all time. Here you will find answers to some of the frequently asked questions.

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How much can i afford

Ever heard of reverse engineering. Let's Do It !!

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Calculators


Income Calculations

Bi Monthly - 24 pay periods

Income Calculations

Bi Weekly - 26 pay periods

Income Calculations

Weekly - 52 pay periods

DTI Calculator

Debt to Income Ratio

Get in Touch


  • Texas Mortgage Mart NMLS# 1000580
  • 8008 Strecker Lane, Plano, TX 75025

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realtor
Are you looking for a  dedicated real estate agent serving your real estate needs in Dallas-Fort Worth area, who strive to provide excellent personalized service for your real estate needs ?

We proudly associate with one of the best realty firm in the market:  YKN Realty


Legal Stuff


COMPLAINT / RECOVERY FUND NOTICE

LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW WE ARE SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT http://www.sml.state.tx.us OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY EMAIL AT SMLINFO@SML.STATE.TX.US.

THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.